LoanDrishti is a guidance-driven digital education platform created to help individuals and MSMEs understand loans and credit products with clarity, confidence, and responsibility.
In today’s fast-evolving lending environment, borrowers are often overwhelmed by multiple options, complex terminology, and incomplete information. LoanDrishti exists to simplify this complexity and empower borrowers to make informed financial decisions—without confusion or misinformation.
Our Purpose
The purpose of LoanDrishti is to build loan literacy.
We focus on:
- Educating borrowers about different types of loans and credit products
- Explaining eligibility criteria and documentation in simple language
- Helping borrowers understand loan readiness before applying
- Creating awareness about responsible borrowing practices
We believe that clarity leads to confidence, and confidence leads to better financial outcomes.
What LoanDrishti Covers
LoanDrishti provides educational guidance across a wide range of borrowing needs, including:
Retail Loan Awareness
- Home Loans
- Vehicle Loans
- Personal Loans (limited and cautious focus)
MSME Loan Awareness
- Working Capital Loans
- MSME Term Loans
- Asset-Based Financing
- GST Turnover–based lending concepts
Credit Card Education
- Credit card selection basics
- Eligibility concepts
- Responsible usage and awareness
All information is presented with the sole objective of education and awareness.
Understanding the Lending Ecosystem
Borrowers today can access loans through:
- Banks
- Micro Finance Institutions (MFIs)
- RBI-regulated NBFCs
- Digital and app-based lending platforms
LoanDrishti helps borrowers understand how these channels function, what to evaluate before approaching them, and how to identify regulated and responsible lending options.
LoanDrishti does not act as a lender.
Who LoanDrishti Is For
LoanDrishti is designed for:
- First-time loan seekers
- Home buyers in metro, A-class, and B-class cities
- Salaried professionals planning major financial commitments
- MSMEs seeking clarity on credit options
- Borrowers who believe in understanding before borrowing
Our initial focus is on urban and semi-urban markets, with gradual expansion over time.
How We Engage
LoanDrishti operates as a digital-first, low-cost education platform, engaging through:
- Educational content on the website
- Awareness initiatives on social media
- One-to-one virtual educational interactions
- Telephonic and online discussions focused on clarity
Every interaction is guided by the principle of education before action.
Our Belief
An informed borrower is a protected borrower.
LoanDrishti stands for trust, transparency, and responsible financial awareness.
Disclaimer
LoanDrishti is an educational and awareness platform only.
We do not provide loans, do not act as a lender or loan agent, and do not guarantee any loan approvals.
All lending decisions are taken solely by banks, NBFCs, MFIs, or other regulated financial institutions.